1
Understand your goals
A free call about your business, your software and your ZATCA deadlines, so we scope the right work.
Accounting services in Saudi Arabia, run from Dubai
Books closed every month, VAT and Zakat returns prepared for ZATCA, e-invoicing data ready for your integration wave, and payroll that agrees with GOSI and Mudad.
Why Saudi businesses choose HOF Partners
A team in Dubai, close to Saudi working hours, that keeps ZATCA dates in view and checks every file before you see it.
Bookkeeping, VAT and Zakat in one team
Organized around ZATCA deadlines
Cloud accounting software, set up and kept clean
Monthly, quarterly or year-end support
Permission-based, secure access
Checked before anything reaches you
Overview
Saudi compliance runs on several platforms at once: ZATCA for VAT, Zakat and e-invoicing, Qawaem for financial statements, and GOSI and Mudad for payroll. Each one expects the same figures, and each one notices when they do not agree.
HOF Partners is a GCC accounting firm based in Dubai. We keep the books and prepare the returns for Saudi SMEs in Riyadh, Jeddah and Dammam, for UAE groups running a Saudi branch, and for foreign companies setting up in the Kingdom. You or your Saudi adviser file; we make sure what is filed is right.
Who we work with in Saudi Arabia
Saudi SMEs in Riyadh, Jeddah and Dammam
Owner-run companies in the Kingdom's three main business centres that need a finance team without hiring one: trading and contracting firms in Riyadh, distributors around Jeddah, and industrial suppliers in Dammam and the Eastern Province.
- Books closed on the same date every month
- VAT returns ready well before the month-end deadline
- Zakat working papers built through the year, not in April
UAE groups with a Saudi branch
Dubai and Abu Dhabi companies that run a branch or subsidiary in the Kingdom and want one team across both sets of books.
- UAE and Saudi ledgers closed on one timetable
- Intercompany balances agreed on both sides
- Withholding tax checked on payments to the head office
Foreign companies entering Saudi Arabia
Overseas companies opening a Saudi entity or branch that need the books, registrations and payroll right from the first month.
- VAT registration assessed against the SAR 375,000 threshold
- A chart of accounts set up for Zakat or income tax from day one
- Payroll ready for GOSI and Mudad before the first salary
The Saudi deadlines your books have to meet
The main rates, thresholds and dates as of October 2026. Each has conditions, so read this as a map, not advice for your facts.
| Rule | What it means for your books |
|---|---|
| VAT registration | VAT is charged at 15%. Registration is mandatory once taxable supplies exceed SAR 375,000 over the past 12 months or are expected to over the next 12; voluntary registration is open from SAR 187,500. See Saudi VAT registration. |
| VAT returns | Monthly if annual taxable supplies exceed SAR 40 million, otherwise quarterly. The return and the payment are both due by the last day of the month after the period ends. |
| E-invoicing (Fatoora) | Phase 2 integration runs in waves by turnover, and ZATCA notifies each business in a wave. Wave 24 (over SAR 375,000) had to integrate by 30 June 2026. Wave 25 covers residents with taxable turnover over SAR 187,500 in any year from 2022 to 2025, from 1 February 2027. See the Phase 2 guide. |
| Zakat and income tax | Zakat is 2.5% of the Zakat base for a Hijri year, applied by the actual number of days for a Gregorian year. The return and payment are due within 120 days of the year end. Foreign shareholders' share of profit pays 20% income tax instead. |
| Withholding tax | Payments to non-residents can carry withholding tax: 5% on technical and consulting services, 15% on royalties and 20% on management fees. The return and payment are due within the first 10 days of the following month. See Saudi withholding tax. |
| Qawaem financial statements | Companies deposit annual financial statements in XBRL on the Ministry of Commerce's Qawaem platform within 6 months of the year end. The manager, or the board chair in a joint-stock company, is responsible for filing. |
| Payroll (GOSI and Mudad) | Employers pay 2% of each employee's contributory wage for occupational hazards, Saudi or not, plus annuity and SANED contributions for Saudi staff. Monthly wage files are uploaded to Mudad and compared with GOSI records. |
Sources: ZATCA (VAT Law and its Implementing Regulations, Implementing Regulations for Zakat Collection 2024, Income Tax Law, General Guideline for Withholding Tax, and the Wave 25 e-invoicing announcement of 24 July 2026), the Ministry of Commerce (Qawaem filing), GOSI (Social Insurance Law) and the Ministry of Human Resources and Social Development (Mudad wage protection). Rates and thresholds change; we confirm the current position for your business before you act.
What we handle for Saudi clients
- Before your wave, then monthlyZATCA E-InvoicingWave check, invoice data clean-up and test support before your Phase 2 date, then monthly checks that cleared invoices match your books.
- Monthly or quarterlyVAT ServicesVAT registration assessed and supported, then each return prepared from reconciled books for you to submit on the ZATCA portal.
- YearlyZakat ServicesZakat base calculated from your year-end figures, with the return and working papers ready well inside the 120-day window.
- YearlyQawaem FilingYear-end financial statements prepared for your auditor and mapped to the Qawaem XBRL format, ready to upload within six months.
- Every pay runPayroll ServicesPayroll prepared each month with GOSI contributions, the Mudad wage file and end-of-service provisions kept current.
Your path to getting started
Five steps from a first call to a month-end you can rely on.
- 1Understand your goals
- 2Agree a clear plan
- 3Smooth onboarding
- 4Stay connected
- 5Deliver with accuracy
2
Agree a clear plan
Scope, monthly timeline, who does what and how we report back, written down before we start.
3
Smooth onboarding
Permission-based access to your software and bank feeds. We tidy opening balances without disrupting your routine.
4
Stay connected
Regular updates, one named contact and a shared list of open questions, in Saudi working hours.
5
Deliver with accuracy
Reconciliations and returns are checked against a review checklist before they reach you for approval.
How we work with Saudi clients
We prepare. You approve. You file.
Our team is in Dubai. This is how a Saudi month runs with us.
A working day that matches yours
Riyadh is one hour behind Dubai all year, so almost your whole working day falls inside ours and questions are answered the same day.
Your software, your ZATCA connection
We work in the accounting or ERP system you already use, including its e-invoicing connection, or help you choose one. Documents arrive through the software or a shared folder on an agreed monthly schedule.
Every figure checked before you see it
VAT returns, Zakat workings and payroll files are reconciled to your books before they reach you, with the workings attached so you can see how each figure was reached.
Questions Saudi clients ask us
Yes. We work inside your accounting or ERP system, so the books stay your company's records, under your logins and in your system. Your Saudi auditor and ZATCA see exactly what we see, and you keep full access at all times.
No. We prepare each return from reconciled books, check it and send it to you with the workings. Your authorised user submits it on the ZATCA portal, or your Saudi tax adviser files it for you. We are not a licensed Saudi tax agent, and we say so from the start.
Integration and onboarding are done by your e-invoicing solution provider through ZATCA's process. We get you ready for it: we check which wave you fall into, clean customer and product data, map VAT treatments, test sample invoices with your provider and reconcile cleared invoices to your books each month. See ZATCA e-invoicing readiness.
Yes. We close the UAE and Saudi ledgers on one timetable, agree intercompany balances on both sides, and flag Saudi withholding tax on payments from the branch to the head office. Your UAE work follows our UAE tax services, and your Saudi returns follow the prepare, approve and file routine above.
Every engagement is quoted after the free consultation, based on your transaction volume, the number of entities and the services you need. You receive a written proposal with a fixed scope before any work begins.
Your books stay in your own accounting software, under individual logins and permissions you control. We ask only for the access each task needs, and you can review or remove it at any time. We can agree the data processing terms that Saudi Arabia's Personal Data Protection Law requires before work starts.
Reading for Saudi businesses
All insights
Saudi Arabia (KSA)E-invoicingZATCA E-Invoicing Phase 2: A Saudi Readiness Guide
Phase 2 connects your invoicing software to ZATCA's Fatoora platform. Check when integration applies to your business and prepare your data, software and invoicing workflows.
10 min read
Saudi Arabia (KSA)VAT & sales taxSaudi VAT Registration: SAR 375k Rules Explained
Saudi VAT registration is mandatory once taxable turnover exceeds SAR 375,000 over a rolling 12 months or in the next 12 months. Here is how the rules work, what counts as taxable, and how to apply on the ZATCA portal.
13 min read
Saudi Arabia (KSA)Corporate taxSaudi Withholding Tax: WHT Rates, Rules & Compliance
Some payments from Saudi businesses to overseas suppliers are subject to withholding tax. Learn how to assess Saudi-source income, payment categories, treaty relief and the cost of net-of-tax contract terms.
10 min read
Talk to us about your Saudi books
A free consultation: we review your records and deadlines and tell you exactly what your business needs.